PANE

Drunk drivers totaled cars and avoid paying damages

10 posts across 4 communities in the last 60 days; 70% from r/Insurance.

“As the title says I got hit last night by an uninsured driver. he was making a U-turn while I was going on a straight road .. he sideswiped me .. igood thing is he had a truck and I have a little car so it's only my body that got hit .. I have his number ID address and…”
r/Insurance
“All I'm saying is 9/10 drunk drivers have either lapsed or never had insurance to begin with. Insurance is something responsible people carry. Drunk drivers, and drunks in general, tend to be irresponsible”
r/povertyfinance
“I 20m was staying at a motel for my drill weekend. I woke up got ready for drill came outside and saw my car + 3 other cars totaled in the parking lot with a police report on the windshield, long story short a drunk driver swerved off the road and destroyed our cars. My parents…”
r/Insurance

Several posters describe situations where they were either the driver or victim of accidents caused by drunk drivers. The at-fault driver often avoids responsibility for damages, leading to legal action and financial strain on the injured party. One poster is considering suing a driver who totaled their car after a DUI arrest.

insurancelegalautoduiliability
FIT
0%
SIGNAL
52%
SOURCES19
FRESHEST POST25D AGO
TRACKED SINCE76D AGO

SOURCES (19)

“All I'm saying is 9/10 drunk drivers have either lapsed or never had insurance to begin with. Insurance is something responsible people carry. Drunk drivers, and drunks in general, tend to be irresponsible”

r/povertyfinance25d ago

“Get a personal injury attorney! If you are without a car and have to figure out how to get your kiddos to and from day care and work, that’s pain and suffering. You can get that sort of thing added to your payout!! Not just the value of the car. You can also get hours of lost wages! Talk to an attorney, they don’t get paid unless you do”

r/povertyfinance27d ago

“I 20m was staying at a motel for my drill weekend. I woke up got ready for drill came outside and saw my car + 3 other cars totaled in the parking lot with a police report on the windshield, long story short a drunk driver swerved off the road and destroyed our cars. My parents don’t speak English that well so I’m trying to figure all the insurance stuff out. I filed a claim 3 days ago when it happened. My car was a 2021 gmc acaida with 81k miles. We still had 20k dollars left on the loan. If be”

r/InsuranceSep 15

“Apologies if this is not the right forum. I know ICBC is on it but they are a little slow so I want to be a little more prepared/ aware. A drunk driver hit my car yesterday that was parked outside my house. Police got him. We are waiting for ICBC to get back to us. My question is, do people feel this is fixable or iffy - safety braces etc could be compromised? Thank you! submitted by /u/3catos1972 [link] [comments]”

r/AutobodySep 15

“a drunk driver hit both of my cars while them being parked(I was not in any of them). She went to jail that night but one of my cars only has liability and it’s a REALLY bad crash (2005 infiniti g35) I have a feeling the insurance is just gonna deem it a total loss and give me about $2,000 for it which wouldn’t be enough for another car. How can I get the most money out of this? submitted by /u/PIutoJr [link] [comments]”

r/InsuranceSep 14

“Hello, my husband and I live in Florida and last night around 3am the cops knocked on the door to let us know a girl leaving a local bar had hit my husbands car, drove away 3 blocks and then called the cops on herself because she felt bad. The police said they would send over the report today but we don't have it yet. I dont have any information on the other driver (I'm assuming itll be on the police report, her name and such?) as I personally wasnt home to speak to the cops. We have Gei”

r/InsuranceSep 5

“I got t-boned a couple of weeks ago in North Carolina and just got word that the other driver has hired an attorney. Both cars were probably totaled and my passenger and I sustained some injuries. We all got out and were walking around. I was ticketed for failure to yield. The cop said, “somebody gets a ticket and you were the one making a left turn.” I don’t know if that makes me the one at fault. I thought I had more but it looks like I only had 50/100/50 liability coverage. I don’t really hav”

r/InsuranceSep 2

“Still kind of in shock so bear with me. Earlier tonight a drunk driver hit me and my leased Honda Civic may be totaled (not 100% sure yet if it’s repairable or a total loss that’s just what someone said at the scene). I have insurance though. Some details: • Not my fault at all, the other driver was drunk • Car is leased through Honda, believe it may have gap coverage • Car got towed, I’m pretty sure it’s in a tow yard • I didn’t get the other driver’s info at the scene, but police responded so”

r/InsuranceSep 1

“I was hit by a motorcycle who was running from the cops at 100+, his motorcycle totaled my car. But, he is in the hospital. I was not cited for "failure to control vehicle to avoid an accident" (the usual ticket if you are responsible for an accident). What's the timeline to report a claim, if you're unsure who is gonna be found responsible for the accident? submitted by /u/Electrical-Bacon-81 [link] [comments]”

r/InsuranceSep 1

“As the title says I got hit last night by an uninsured driver. he was making a U-turn while I was going on a straight road .. he sideswiped me .. igood thing is he had a truck and I have a little car so it's only my body that got hit .. I have his number ID address and registration he honestly told me that he had an insurance lapse .. I have had the same issue before when the person was uninsured and it all came onto my insurance and my insurance got raised .. It doesnt matter whos at fault”

r/InsuranceAug 27

“Who was driving and who was at fault? There are no answers without that information. I am a personal injury attorney FTR.”

r/personalfinanceAug 25

“Had my first accident as a driver last night. Tboned a truck that pulled out in front of me, my car is completely totaled. The person admitted fault to the cops, claimed he didn’t see me coming at all, even person’s own dad said it was his fault and they had really good insurance. I drove a 2024 Kia K5 GT-Line, with 45k miles on it, purchased it in Sept 2023. I am going to the doctor shortly, as I am ridiculously sore and began to have a cough early this morning. I owed about 19k on it still. Wh”

r/InsuranceAug 15

“So i try and keep the story short, in GA, I was hit by a drunk driver this past weekend. The car is totaled out I have some injuries hoping nothing life long, and my kids have some injuries hopefully nothing life long. The other driver was at fault, police report reflect that, video also shows she just ran the light and hit me at about 50mph never slowed down. Orginally i call my insurance told them about the acciednt left it at that haven't had to many commuications with them, but today the”

r/InsuranceAug 11

“hello everyone, I have a 1995 Mazda miata and I’m a fairly new driver I’ve had my license for about 3 years now and my car got backed into by a drunk driver while I was at work I don’t really know hoe Insurance and claims work but this all happened in June after getting backed into 2 weeks later I got hit again in the back so by now I have 2 open claims I got it appraised for the back and I told him I also have a claim for the front and he took pictures of that too, now I got the estimate for th”

r/InsuranceAug 11
Source preview · reddit.com

Or a drunk hit & run

reddit.comAug 6

“I posted this on a different subreddit and a comment suggested I posted here as well. That post has since been locked so ill give more information below the original text Location: Texas My boyfriend was T-boned on March 13 of this year when another driver failed to yield while merging onto his road. The police report clearly states the other driver was at fault. The driver only had a learner's permit, and the owner of the vehicle was in the passenger seat at the time. My boyfriend unfortuna”

r/InsuranceAug 5

“So my boyfriend and I were hit by a progressive driver on 6/28. He t-boned us running a stop sign and hit us hard, totalling my boyfriend's car. I was on the passenger side and airbags went off in my face and ear and gave me some bruising on my arm. I never went to the ER or anything because I mean I was pretty much fine and didn't want to take up their time. My boyfriend was fine too minus his elbow hurting some. A couple weeks later a progressive lady reached out to him and then me and”

r/InsuranceAug 5

“I had to go through my insurance for everything. I had uninsured motorist so my insurance was able to pay off the rest of my car without no payments from me. With that being said this was November 22, 2025. I have been thinking about suing said driver. She has a job. Has one of the 3 bedroom apartments here in town. She’s on work release. I want her to pay for the damages and everything I had to do and she didn’t do anything! Any advice? I am going to call an office here in my city tomorrow for”

r/InsuranceAug 4

“Earlier this year, I fucked up and drove home late at night while drunk and ended up rear ending someone. Totaled my car and damaged the other drivers rear bumper and lift gate. They drove off, no medical on site. I was arrested for DUI. Criminally speaking, I have been convicted and am serving out the various penalties. I was recently served with a civil suit. Apparently this guy is claiming bodily injury (concussion and other soft tissue injuries). I assume he is claiming he can’t work/has res”

r/InsuranceAug 4

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