Young Adults Stuck at Home, Broke

“I remember once seeing a woman who used to be a former classmate of mine at the bus terminal which was connected to a mall. I wanted to approach her and say hello, but then I looked at my plain clothes and her with her hands full of shopping bags thinking I'm not even worth enough to talk to a person.”

“Dating as a broke man is pretty brutal. Usually when i tell girls from dating apps i work at a grocery store they immediately ghost me”

“I'm 17 years old and I'm living in a really awful household that I wanna get away from as fast as possible. I wanted to go to college before, but I don't wanna go to debt, and I would also much rather find a job once I graduate soon, instead of having to attend more classes. The goal is to make enough money to support myself & live alone ASAP. The problem however is, I'm unexperienced and once I graduate, I'd only have a high school diploma. Should I go to trade school? S”

“I finally got a stable job a few months back, got my first apartment and life is actually turning out to be improving. I've spent years dealing with the trauma of bullying, unstable living situations, poverty and family issues. This is the first time i've ever had a space that is my own, and that I can fully be myself in. But after the initial joy when I found out I got a permanent contract I crashed. And since I have had a significant decrease in my joy in life. Depression has returned.”

“This is a really hard situation my friend. It’s easy to say fuck him who cares about his opinion, but at the end of the day, everybody wants to feel loved, accepted and respected by their family, birth or lawfully. Like it or not, their opinion plays a large role in your relationship even subconsciously. The only thing you can really do in this situation is try to block it out or speak with him directly and confront it before it turns to resentment or avoidance of her family all together. You gu”

“First post, and honestly: I don’t know what I want from writing this here. I’m 21, just finishing my bachelor’s degree in engineering, and I’m now trying to pivot into finance by starting another degree in the field. For the past 2 years, I’ve been working in a large public organization. During that time, I saw firsthand how much time is wasted on procedures, especially for interns and employees dealing with contracts. So, during my 2nd year, I started building a SaaS (obviously only in my free”

“Hey everyone, I’m a young adult living on their own for the first time. While I’m finally glad to have my own I feel like there’s a disconnect with my cash flow and when my bills are due. For example, I get paid weekly and I try to split up each weekly paycheck towards each bill but a lot of times one paycheck will cover just one bill and leave me with enough for weekly necessities(gas and food). The next week I get paid and it’s the same situation. When I look at how much money comes in and out”

“Hello all, I wanted to weigh some input from like-minded folks. My partner & I live with my parents currently- it's a true blessing in the support department (they are retired, do most of the cooking). My partner and I are in a very busy season of life: recently sold a house, my partner moved in with us, he's considering a job change, and might like to consider a location transition at some point but nothing is lined up yet. We are also engaged and in the process of trying to slow li”

“All my time from Monday 6 AM to Friday 5 PM is taken by work/commuting/getting ready. The weekends are spent doing household chores. I have just 3 weeks of vaccation in a year. The purchasing power of the money I make decreases every year. I cant fathom what my parents could afford in the 60s for 1/10 of that money. On top of all that I am afraid of losing my job due to layoffs or AI. Retirement will be nonexistent in 20 years. The pension funds will have run dry. Is life nothing more than a lab”

“I have been buying my mom medicine for 5-6 years now and im broke. I used to have a good job and was doing good in life. I changed jobs a couple years back and i have never had the same economics since then. Since my mom is old and often sick i was usually the one getting her meds. 5 years ago i wrote myself up as authorized to get her medicine, talk to doctors, sign off on medical forms and excetera. Whenever she run out of anything she just told me and i got it to her from the local pharmacy.”

“I’ve just left my job with nothing lined up. The commute was getting ridiculous, but I’d saved enough to give myself some breathing room. I’d rather take the risk now than keep wasting time in jobs I don’t care about. I have a Computer Science degree, but I’ve never really known what I wanted to do. I even considered making a living from wrestling/judo or martial arts, but never committed to it. I graduated from a fairly mediocre university and have around two years of freight industry experienc”

“Alright, just for the sake of me giving some context I’m an 18 year old fresh out of high school and for as long as I could remember I’ve always been about money and it’s practically one of the top three most important things in my life. I recently started attending a community college since the college I had originally applied to didn’t have nursing and at the time I was planning on majoring in psychology but ended up changing my mind halfway through after doing some research and finding out ho”

“Thank you. Yeah i do have some books i brought when i was in college that may help thanks. And i dont have great pc. I did played pubg mobile with a friend there. He stopped playing. So i stopped. Anyways i will try books”

“I grew up in a lower income household. Overtime hours, not seeing both of my parents some days because they were working. I did the thing, went to college and graduate in a year at 22 with a degree in engineering. I’ve already gotten a job offer with a company I enjoy, offering 39 hourly with 1.5x overtime pay after 40hrs. I think I’ll be able to clock in 50 hours a week consistently after talking with my employer about how overtime works so I’ll be making a lot more than I grew up having. My qu”

“I’m 23 and have no job or no license I want to do something I can one day raise a family on and not being physically demanding (I’m already in a bit of pain and I don’t want to get old and be addicted to pain killers like a lot of people I know) I don’t know what I should do and I have legitimately no skills or interests and I know ai will take over most things in the next 10-20 years so ideally I want something that can survive that. People before said rad tech or radiology but I’ve been told t”

“Join the Military. You don't have to worry about any of that shit. You could put your whole paycheck into BTC every 2 weeks becuase food and lodging is free. Get out after 4 years and file for disability. Free Healthcare and aguaranteed check every month + FREE College with all living expeses covered. After you get a bachelor's degree and get a good job, all your pay checks can go straight into buying more bitcoin becuase you don't have any college loans to pay off ANNND your rent an”

“please be nice. I’m a little nervous but I want to hear legit advice and feedback. I’m a 24yr old from Hartford, CT and I currently live with mom rent free. I am a full time student working towards a nursing degree and I am technically part time at my job as a PCT but I pick up full time hours. Currently I am facing 2000 in car taxes so i cant register my car, I owe 700+ on my credit card, 400 per month for a car payment, 580 per month for car insurance, 70 per month for a 401k loan, and I also”

“This is a money-life question more than a pitch. I live in the UAE. Mid-month I’d feel fine. Then a rent cheque or a credit-card due date would land, and the “I can spend this” number in my head was wrong. Not dramatically wrong. Just wrong enough to be expensive. A lot of apps want you to fix that by uploading SMS or connecting a bank so a server somewhere else can read it. I didn’t want that. I built something for myself "Float AI" so I should say that up front. Safe-to-spend after r”

“The small change I made was putting my savings in a seperate bank where I have no online access or debit card. I can only get money out by physically going.”

“I want to share this because I remember reading posts like this when I had negative $40 in my checking account and it genuinely helped to know it was possible for someone. Three years ago I was working a job that barely covered rent, and every time my car needed anything, it wiped out whatever tiny cushion I'd built. I'd get to $200, something would break, back to zero. It felt less like saving and more like running in place. What actually changed things wasn't some big dramatic over”

“I am in a long distance relationship and my gf is coming to visit in around 6 weeks and my house is disgusting. i live with my mom and sister and my mom is a borderline hoarder. the room that used to be our dining room is full of boxes. we also have 7 dogs and 7 cats so our house kinda just consistently smells like pee from litter boxes and just lingering smells from our male dogs marking stuff in the house. the floor throughout the entire house just has dirt everywhere from the dogs tracking it”

“That sucks. I worked really hard to get to a point where i could "not stress about money" only to do the same thing. Don't beat yourself up too hard, just learn from it. We'll never be rich enough to completely forget about money.”

“Absolutely incorrectly. I did help out when my car was running. I’m willing to get a real job, but she wants me as a stay at home partner. I provide anything she ask It’s not really stopping me… i was hoping someone would respond if they experienced driving box trucks. I changed the flare so it doesnt come off panicky or needy. Honestly just venting Has anyone here had this experience? Being a stay at home partner, per request with no kids? Or even with kids..z does anyone else feel bad even tho”

“Is it really that bad of mindset? If you aren't employed and future income looks uncertain, I'm of the opinion that traveling and such can be put on the back burner. As for caring for yourself, I think as long as you aren't pushing yourself to a point that will cause yourself future issues then I'd argue you are doing fine.”

“I'm a 22 yr old female who within the last 2 to 3 years has struggled with being quite tight with finances. I'm currently unemployed but studying full-time for a masters and job seeking (with limited luck). So overall my only income is investment returns and interest. My outgoings are limited, with most going towards petrol and food, however I don't remember the last time I actually bought something for myself. Perhaps a $15 candle or something a few months ago. I need new clothes an”

“I can’t, my mom doesn’t really want me to. I suggested taking a year off to work and she said no. I move back in this coming weekend. I’m doing a 5th year as well. Not even the vacation I took was relaxing cuz being with my family is a whole other issue”

“How can I save and make more money as an EMT and in EMS in general I still live at home with my parents rent free and want to have money in order to move out and live comfortably submitted by /u/Agile-Ad-6003 [link] [comments]”

“There is no amount of money that can remove your worries of money. Success is not an outer measurement, but an inner state of balance with yourself. Don’t measure your own value on your achievements or other people’s opinion of you.”

“I’m in my final year. I’m supposed to be looking for an internship or a summer job. My parents ask me every day. They don’t understand that the job market is tough I’ve been looking on the big job sites. They’re flooded with senior-level roles. Nothing for graduates. Nothing for people with no experience. It’s demoralizing I found CareerOne. Honestly, I just googled “jobs Australia.” The site looks a bit outdated. The design is old. But it has an “entry level” filter. It seems more accessible th”

“hi everyone I am a school student and I need money for my extra expenses as my hobbies because my parents are not winning to take responsibility of those and I think it's pretty valid for them to say that because school fee is a lot and we have some other expenses more important than my hobbies. I need some side hustle or maybe I can spend half of my day in those at max because I have school and I got studies. Please don't recommend any sketchy sites or surveys. I have an iPad and a phon”

“The title sums it up. I'm a 24F and I am constantly freaking out about my personal finances and losing sleep over working a 8-4 and side hustles and being utterly exhausted and it feels like I'm still not making enough. For context, I am a singer and I got my undergraduate degree in Vocal Performance and Theatre Arts before moving to a larger city to pursue my artistic career (I really dont want to argue with people about "choosing a bad major" so keep those thoughts to yoursel”

“We’re in a similar position with a two year old and a newborn—two year old is in daycare now though, so days are pretty easy because of that. Our finances are similar but kind of flipped—we have like a quarter of your NW, but income is about double. I say this because we’re still pretty conscious of “wasting” money. We currently have a part timer come by—we never personally liked the idea of a nanny looking after our kids, so we just have them do our dishes, tidy up, laundry, and other light hou”

This book has been out for awhile “Nickel and Dimed” by Barbara Ehreneich

“Obviously the first step is to stop shopping. That may sound simple, as it is, but i actually have developed impulse control disorder from a medication i take called abilify so thats something im going to have to work out in therapy or god knows where. Anyway, i make about 49k a year, or 942~ a week. My rent is 600. My bills are roughly 300 a month. My medication is 70 a month. I spend way too much money on food, im going to estimate that at around 400 monthly. So roughly 1370 a month total…Ther”

“So yah, finally got to a place where my life is "stable", but still poor and currently stuck working in retail hell again and trying to decide what would be the best option for me going forward. Keep trying to get a new job. I've been trying this for over a year with no luck, and it's not a resume or interview issue, it's literally just not having anything besides more retail on my resume, but I can't get the "right kind" of work experience without getting hir”

“I’m 32 years old with 2 kids and i just don’t know in what direction my life is in. I dedicated the last 2-3 years to getting certs in Tech and landed a hospital job doing Helpdesk at $30 an hour but it was an afternoon shift and after a year and a half i couldn’t do 4-12 anymore cause my wife needed help with the kids. The job market is so cooked that after a year of unemployment i landed a security job getting paid $20 an hour. I literally took the job to have something but i feel hopeless. I”

“So I'm unemployed. I've looked for many jobs but haven't found anything. Many people in my country are suffering from unemployment, so it's a national problem. Anyway, I got a job interview appointment a long time ago, but the place was far away, and my father refused to drive me because he told me I should look for better jobs, like government jobs, even though I need the money. He told me he would give me money if I wanted it. A week ago I told him I needed an installment for a”

“I wish haha, I just hate my house now.”

“Your 18, you've got your whole life ahead of you. Failing at something won't be the end. A little discouraging maybe but you will learn from it. If it drains you more than it fuels you, then its not for you. It won't be your last grand opportunity in life to succeed. Life's full of surprises you don't know about yet. Over and over they'll come to you. Maybe you're really pushing yourself too hard? It works on a person. Dont stress it. Focus on things that make you hap”

“Being 18 and after so many years made me realize I’m truly the same since I was 8, and my mindset hasn’t changed the slightest. as a child, I only had my mom’s lap to cry on and beg for death to take me. I don’t know why did I wish such a thing at a young age. nevertheless. I never knew that this would be just the beginning of getting pulled to the dark, to be dragged into a different set of arms that would embrace me. maybe warmly, or perhaps coldly. I got exams to do, and once I’m done on the”

“Don't think of it as "i don't think about future i suppose". I don't know how your financial state is, but if you're just worrying about spending money on useless things, then spend it on something useful. something big and expensive you want, you gotta save for it. But like really but it in front of your eyes! like i want to do that so bad, and I know i can if I save! That would give you motivation to actually save, and at the same time do something you've been wan”

“You're 20 years old. Why can't you just tell your mom that you're making your own bank account? Why does this have to be secret?”

“I got a new job in a very wealthy area of California. Some luxury hotel where guests pay over 2k a night. Originally, I didn't tell anyone I didnt have a car because I know they wouldn't give me the job. I knew eventually they would be able to tell since I rush to catch the last bus. Many of my coworkers are kids. They all have cars. I am being asked questions why I don't have a car. Management made comments too and they remind me to go catch the bus near the end of my shift. The rem”

submitted by /u/NibyNomNom [link] [comments]

“I don't want anything crazy but I want to be able to afford rent, groceries and my insane car bill without dying from stress. I have a bachelors in English, I'm working on a masters, and I have an associates in arts and one in business. I can't get anyone to respond back on job apps and I'm starting to run out of ideas on where to look. I would do freelance editing/writing, but I don't know how. Like, I know that sounds stupid but I have no clue on how to even begin to build”

“This is one of the biggest thing for me. I visited my dad who was dying last year and I had to work while at it. And that really made me rethink my priorities. I want to be able to look after my loved ones when they are ill. I dont want to feel guilty about it. I dont want to not have any money or income while navigating illness or death. Hence why I am starting my own business in few months.”

“I'm the first member of my family to attend a university. Hence, nobody at home picks up any information about finances. Between commuting, purchasing books, and helping parents buy groceries, it seems that every cent is "employed." All available budgeting tools require me to fill in categories that do not suit my personal needs, and all the time I have them makes me feel as if I am doing something wrong since my account is not "balanced." At this point, I desire a system”

“Instead of “splurging on luxuries,” I usually buy things that are hand made & have meaning. Invest in your hobbies.. but remember… they are just things.. Money can’t buy happiness, Money IS happiness.”

“Hey all, I am in my late 20s, currently living with parents, but trying to move out asap and become independent. I want to save as much as possible but honestly for my own mental health I need to get out of their house after my dad escalated an argument at the beginning of August by… getting physical. I want to completely remove myself from their finances. I currently make about $3-3.2k a month after tax. I don’t own my own car, so that’s a huge thing that I really need to get ASAP. I have about”

“You should NOT have an account connected to your mother, especially as she seems to taking money freely from it. If there is overdraft or anything with his account, you might legally on the hook. Get your name off the account, close it, anything to disconnect. Then go to another bank, open a chequing and a savings account in your name and no, you should not do this secretly. You are an adult, act like one, take your life, especially your financial life, into your own hands!”

“I'm almost 28 and still live with my parents, I have a full-time job but still worry that I can't afford to live on my own. I also just found out that both of my older siblings make twice my income and it feels really shitty to be the failure of the family. I can't help blaming myself for the degree I chose.”

“For context: I'm a guy 25 years old graduated 2 years ago in a third world country with a really shitty job market and no skills I've been unemployed since I managed to save around 100-150 dollars and I want to start a business online selling DIY/Physical products while relying on social media to promote my business This is all the money i could scrap and I don't want to waste it please help submitted by /u/BreakfastDifferent29 [link] [comments]”

“Some states like California have free community college. If not, it's pretty affordable. Do that for the first 2 years.”

“Save what you can and start thinking of where you want to end up and then how to get there. It doesn't sound like, unless you want to get into a ton of debt, you can just "go" to college. I know in your teenage years people say it like that, but obviously for you it's not a smart move. That doesn't mean don't go. It means don't go just to go as if it's a experience given to you by birthright. Again, you can. Someone will give you student loans you will never pay”

“I think the title is pretty self explanatory. I’m 17 years old. I have no car, not a job, and I don’t even have a college fund anymore (Mom stole it). I legally can’t drive, not only because I don’t have a license/permit, but also because of some medical stuff. No jobs near me want to hire me or just never respond and my college fund is essentially a few cents now. I don’t wanna be in debt for years, that’s the last thing I want. But I realize now that I don’t have the luxury of a college fund.”

“Hello, Just to clarify i am in the UK and im 18 years old. Ive never really had a job since i am student and recieve SAAS which is government fucnded money for students to help out with expenses. I also struggle to get a job for many reasons, not hearing back, piercings, etc I recently got a job as a housekeeping cleaner at a hotel, public area which is around 6am-2pm. I recently started 2 weeks ago and i was being trained on my first week, due to circumstances my trainer had to clean hotel room”

“I used to but I can’t get there anymore because my older sister who would drive me to work moved out.”

“I've run into a lot of shitty parents like this, they think it will make their kids appreciate everything more if they just bootstrap it. *eyeroll*”

“I’m in my senior year of highschool. After I graduate, I hopefully would do premed to become a doctor. I will live with my parents in college but I will not get financial aid because they make 300k+ and they do not plan on helping with costs. I pay for everything I own and consequently don’t own many things. I can’t get a job because for that I need a car and for a car I need a job. Because I’m a minor, mandatory driving ed and testing will be 700$. I’m struggling to see how I can even progress”